Everyone is different when it comes to budgeting and money management. On the one hand, you’ve got people who rarely track where their paycheck is going and on the other hand you have the people who meticulously plan and track spending down to the penny.

While it’s obviously not wise to spend without documenting your purchases, there are easier ways of staying on top of your finances other than relying on an Excel spreadsheet. Here is a breakdown of the top three ways to manage your spending to help you decide on the best spending tracker for you. More »

Spreadsheet
(Courtesy of sercasey)

Spreadsheets have always been the go-to method for managing business revenues and expenses. For years, tools like Microsoft Excel, FileMaker Pro and OpenOffice have been coveted financial management tools for small business owners looking to organize their finances.

The reason these tools remain relevant even today is because they make it very simple to add, filter and manipulate the data within them. Even with the advent of cloud based solutions like Google Docs, which allows multiple users to change data within spreadsheets in real time, there are lots of other tricks to make your business expense spreadsheet more functional and easier to manage. More »

If getting your finances organized and learning how to manage money better was simple, then we would all be debt free or pretty close to it. Preparing for a stable financial future takes hard work and dedication, but it also calls for the right tools.

While it is never a bad idea to meet with an accountant, there are plenty of other cost effective ways to stay on top of your assets and expenses. Here are a couple of simple ways to manage money that I use every day to keep my spending in order. More »